A new business venture.Ater nearly nine years of trading, looking back at what I have achieved is a nice thing to do, but also avery strange one for me. From the very first day that i started trading (from my bedroom) I have neverlooked back and have always kept my mind focused on service.As a business owner I feel that iR is my responsiblity to make the most of every given situation. Any smalpossibity for growing my business, must be explored to its full potental. Sometimes the smallest of leadscan end up being your biggest dlients, dont dismiss any opportunibes.I find myself regularty contemplating new ideas and new approaches, whilst trying to ensure that we offerthe best service possible to everyone that we deal with, I love finding new ways to improve the businessYes, this can sometimes cost money, but I aways look at the long term strategy. I am not doing this just tomake a few quick pounds-1 am doing this for the long term growth of the business. The decisions Imake, can have a huge impact on both mine and my team's lives, so I need to get them rightOne of the most important things of startng and running a business, is keeping a very close eye on thenumbers. Don't overspend on things that you don't need, but do spend on the things that will help youincrease your profit, make you stand out, or give you an edge.Keeping a track of your net profit on a monthly basis is a great way of watching your success a lot ofpeople hate numbers, but this is an integral part of business ownership. If you don't know how much profitSt Barts Financere making, how can you make a justfed decision on what you can invest into your business- or whatincome you can take personally? A simple solution is using a basic Excel spreadsheet to calculateincome, expenditure and tax due.www.stbartsfinance.co.ukCall or book an appointmentonline todaTel: 01202 520550The one thing that I have always done, is ask other peoples opinions. If I am contemplating a new idea ora change, the first thing I will do is ask the team their thoughts. I will also run ideas past friends and familyyou will always get honest feedback (some that you may not want to hear) but any feedback is goodeedback. It is a skoll, to know that you don't always know best. Everyone hasdifferent skils that they bring to the table. Ubilising other people's skills anddirection is key, even, if sometimes, difficult decisions have to be made.Don't necessarily worry about what your competition are doing, focus on yourown business first. If you provide the best service possible and you marketyourself properly, people will always come back. Remember, first impressionscount- so make it a good one!HeadCharminster Road, Boumemouth, Dorset, BH8 9RRThink carefuly before securing other dets against your home.Your home may be repossessed if you do not keep up repayments on your montgage,Steve Bartholomew CeMAP DipFAManaging Director I Financial AdviserMORTGAGES-INSURANCE-INVESTMENTS PENSIONS

Date: 31 January 2018

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A new business venture. Ater nearly nine years of trading, looking back at what I have achieved is a nice thing to do, but also a very strange one for me. From the very first day that i started trading (from my bedroom) I have never looked back and have always kept my mind focused on service. As a business owner I feel that iR is my responsiblity to make the most of every given situation. Any smal possibity for growing my business, must be explored to its full potental. Sometimes the smallest of leads can end up being your biggest dlients, dont dismiss any opportunibes. I find myself regularty contemplating new ideas and new approaches, whilst trying to ensure that we offer the best service possible to everyone that we deal with, I love finding new ways to improve the business Yes, this can sometimes cost money, but I aways look at the long term strategy. I am not doing this just to make a few quick pounds-1 am doing this for the long term growth of the business. The decisions I make, can have a huge impact on both mine and my team's lives, so I need to get them right One of the most important things of startng and running a business, is keeping a very close eye on the numbers. Don't overspend on things that you don't need, but do spend on the things that will help you increase your profit, make you stand out, or give you an edge. Keeping a track of your net profit on a monthly basis is a great way of watching your success a lot of people hate numbers, but this is an integral part of business ownership. If you don't know how much profit St Barts Finance re making, how can you make a justfed decision on what you can invest into your business- or what income you can take personally? A simple solution is using a basic Excel spreadsheet to calculate income, expenditure and tax due. www.stbartsfinance.co.uk Call or book an appointment online toda Tel: 01202 520550 The one thing that I have always done, is ask other peoples opinions. If I am contemplating a new idea or a change, the first thing I will do is ask the team their thoughts. I will also run ideas past friends and family you will always get honest feedback (some that you may not want to hear) but any feedback is good eedback. It is a skoll, to know that you don't always know best. Everyone has different skils that they bring to the table. Ubilising other people's skills and direction is key, even, if sometimes, difficult decisions have to be made. Don't necessarily worry about what your competition are doing, focus on your own business first. If you provide the best service possible and you market yourself properly, people will always come back. Remember, first impressions count- so make it a good one! Head Charminster Road, Boumemouth, Dorset, BH8 9RR Think carefuly before securing other dets against your home. Your home may be repossessed if you do not keep up repayments on your montgage, Steve Bartholomew CeMAP DipFA Managing Director I Financial Adviser MORTGAGES-INSURANCE-INVESTMENTS PENSIONS

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